Complete Home Buyer Application & Affordability System
For U.S. buyers, foreign nationals, international investors, first-time buyers, owner-occupants and investors. Includes multi-currency funds, down payments, loan programs, property taxes, homeowners insurance, PMI/MIP, HOA, closing costs, assistance, cash-to-close, DTI, affordability and document tracking.
Live Home Buyer Dashboard
All figures recalculate automatically as you type.
Payment Breakdown
P&I: $0
Property Tax: $0
Homeowners Insurance: $0
Mortgage Insurance / Fee: $0
HOA: $0
Other Housing: $0
Qualification Snapshot
Buyer Type: —
Loan Program: —
Credit Score: —
Gross Monthly Income: $0
Total Monthly Debts: $0
LTV: 0%
Automatic Alerts & Next Steps
Buyer Profile
Primary Buyer
Additional Buyers / Co-Borrowers
Income, Employment & Monthly Debts
Monthly Income
Monthly Debts
Property & Offer
Loan Program & Down Payment
Property Taxes, Homeowners Insurance & HOA
PMI, FHA MIP, USDA Fee & VA Funding Fee
Editable planning assumptions. Verify actual insurance/funding fees with the lender and program rules.
Closing Cost Estimate
| Item | Estimate | Paid By |
|---|---|---|
| Lender Origination | $0 | |
| Discount Points | $0 | |
| Appraisal | ||
| Credit Report | ||
| Title / Settlement / Attorney | ||
| Lender Title Insurance | ||
| Owner Title Insurance | ||
| Recording / Government Fees | ||
| Survey | ||
| Inspection | ||
| Home Warranty | ||
| Prepaid Homeowners Insurance | $0 | |
| Tax / Escrow Prepaids | ||
| Prepaid Interest | $0 | |
| HOA Transfer / Contribution | ||
| International Processing / Translation / Wire | ||
| Other Closing Costs |
Assistance, Seller Credits & Contributions
International Buyer Funds & Currency Conversion
Enter a current planning exchange rate. Static HTML cannot guarantee live FX rates without an external data service.
Other USD Funds
Source of Funds / Transfer Trail
| Source | Country | Institution | Currency | Amount | USD Equivalent | Verified? |
|---|---|---|---|---|---|---|
Document Checklist
U.S. Buyer
International Buyer
Property / Loan
Affordability & Qualification
Qualification Analysis
Cash to Close
| Component | Amount |
|---|---|
| Down Payment | $0 |
| Buyer Closing Costs | $0 |
| Upfront Program Fee Paid in Cash | $0 |
| Buydown Cost | $0 |
| Less: Assistance / Credits | $0 |
| Less: Earnest Money / Option Credits | $0 |
| Estimated Cash to Close | $0 |
Amortization & Loan Summary
| Year | Beginning Balance | Principal Paid | Interest Paid | Ending Balance |
|---|
Review & Submit
Application Summary
Certification
Settings & Assumptions
Planning tool only. Verify loan qualification, mortgage insurance, loan limits, reserves, foreign-national program terms, seller-credit limits and closing costs with the lender and settlement professionals.
